We handle cheque dishonour complaints, summary suits and recovery suits, consumer commission complaints, and MSME delayed payment claims, from the first legal notice through to execution of the decree.
What we handle
- Cheque dishonour complaints under Section 138 of the Negotiable Instruments Act
- Legal notices and pre-litigation settlement
- Summary suits and ordinary recovery suits in the City Civil Court and High Court
- Consumer complaints before the District, State and National Commissions
- MSME Samadhaan claims for delayed payments
- Insurance claim rejections and banking disputes
- Execution of decrees and awards
Common questions
What is the time limit for a cheque bounce case?
The timeline is strict. A written demand notice must be sent within 30 days of receiving the bank's return memo. The drawer then has 15 days to pay. If payment is not made, the complaint must be filed within one month after those 15 days expire. Missing any of these steps can defeat the complaint, so the return memo date is the first thing we ask for.
Which consumer commission should I approach in Kolkata?
It depends on the value of the goods or services paid for. The District Commission hears claims up to fifty lakh rupees, the State Commission above that up to two crore, and the National Commission above two crore. A complaint can be filed where the opposite party carries on business or where you, the complainant, reside or work. Complaints can also be filed online through the e-Daakhil portal.
Can I recover money without a written contract?
Often yes. Invoices, emails, WhatsApp messages, bank transfers and the conduct of both sides can establish the debt. The strength of the case depends on what trail exists, and the forum depends on the amount and the relationship. A well-drafted legal notice frequently produces payment without a suit at all.